Thanks for your input. I called to see what it was all about, the lady that answered the phone redirected me to someone claiming they were a paralegal when I gave them the case/reference number.. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. And I have either to pay $100.00 a month till the $2000.00 is paid or pay lamp sum of $1400.00 or it will continue the judgement process to my count. PROVIDIAN NATIONAL BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported . This is important, because debt collectors often try to collect on debts even when they do not have a legal right to do so, such as when the statute of limitations has expired. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though. I got a letter from ARA Inc saying I owe Providian bank, who I have never heard of. In many cases you can pay the court clerk and they will record asatisfaction of judgment. When you look up a debtor on the internetand the first five or so sites have rip-off in the address, I felt like I should ask questions before being duped. IF you want it to not hurt you anymore, my suggestion would be if you owe, pay it. They had all my correct info but refused to send me a copy of the original paperwork of when I got this credit card in 1998. Attached is a complaint filed against Providian bank with the FTC. I think this bank went out of business years ago, or sold out to somebody else, I also just received a call from Portfolio Recovery Associates demanding payment on a supposed account I had with Providian back in 2001, I told the lady to go to hell since I never owed that money and even if I did, it's been over 11 years, The statute of limitations ran out on that debt almost 4 years ago. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. Hi. Payment history is the largest contributing factor to your FICO score. Providian National Bank Customer Support Lowest Rating. I really dont see any ripoff. I recommend you get your situation checked out for free by a Consumer Protection Attorney soon! Sherman Acquisitions has a proven history off taking paid off debts or old cases and trying tomake the client "double pay" only to pocket the money themselves. I have gotten my credit clear of everything except one old credit card collection. Today I got a call that I owed $2000.00 from providian credit card. The collection agency would give me no information other than the name of the company they were working for. Another letter I received from a different collection agency working for them demanded I open a credit card account with them and the balance would immediately show on that credit card and I could make monthly payments to them at an interest rate of 29.99% interest unitl it was paid off and they they would extend me a 'revolving' line of credit. FTC's website on credit. On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. I just got off the phone with a collection company that is attempting to collect the balance of a settlement agreement I made with Providian National Bank over SEVEN YEARS ago! When I explained I paid that off over 20 years ago and that he was in violation of a few fair business codes, he got nasty and started cussing at me. They claimed the amount owed was $5200 but was willing to settle for $521.xx. I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. That bank no longer exists, anybody that calls you or tries to serve you any papers, you have to fight back. They searched my social, name, and address. They want me to settle and I don't have money to pay and I have never had an account with this bank. He confirmed my name and social security number. This review was chosen algorithmically as the most valued customer feedback. To stop the contact, you would go through the same steps as if the debt was yours:Ask the collector to verify the debt, and then dispute it in writing. I called the law firm and asked them to pleas investigate this matter and get back to me. Commissions do not affect our editors' opinions or evaluations. They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. More than one in four consumers (28%) have a third-party collections tradeline on their file, according to new data released by the Consumer Financial Protection Bureau. . Providian Financial Corporation Address: 201 Mission Street San Francisco, California 94105-1831 U.S.A. Telephone: (415) 543-0404 Fax: (415) 278-6028 http://www.providian.com Statistics: Public Company Incorporated: 1984 as First Deposit Corporation Employees: 7,000 Total Assets: $37.66 billion (2001) Stock Exchanges: New York Pacific Providian called me, offered the settlement, to which I agreed, sent them the money they required to fulfill the settlement at that time, & that was that- done, over. I also filed a complaint with the ************************* as they are threatening to *** me in court for debt that is not mine. The FDCPA gives consumers rights and protections when it comes to how an agency can conduct debt collection. Notify the court clerk that you are unable to locate the judgment creditor. Every # that I find for Providian & I call is disconnected. They are taking legit actions to collect a legit debt. Both were from the same Original Creditor (Providian National Bank) with two different account numbers with two different Balances. I am a former employee. There is plenty of information on them as a rip-off artists on ripoff.comandsuch on the internet but no information on the actual company. They want $1900.00 from me and filing fees. so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. My husband stressed over this all weekend not knowing what was going on or what to expect. this shows you just how much companies don't care about the american pple HELLO PROVIDIAN WHO EVER YOU ARE WE ARE IN A RESESSION DUH CAN YOU HEAR ME? They have wiped me out! I asked again for the number, she reponded with , "you don't have to be rude with me. Also known as PROVIDIAN NATIONAL .A collection agency has sent me a letter stating I owe them for a credit card I never even had.From an address I never even lived at on 9/04/2009. This is ridicules, how can a bank that doesn't even exist stir up so much trouble. They claim I owe Providian $6000.00. Over 80,000 legal issues have been answered so also consider using the search function. If a debt collector tried to sue you after this time period has expired, you can raise the SOL as a defense against the lawsuit. What financial position am I in to pay this debt? They said exactly the same stuff- she signed a rolling agreement, she would pay double the amount ($4,200) in court costs, yada yada yada. Collectors in bad-faith have been known to harass consumers with phone calls and demand larger payments than what is legal, among other deceptive practices. How Debt Collection Scams Work. Posted June 4, 2009. I personally wouldn't go out of my way to contact them unless you can get an address through the CRAs. I Just received a summons from Schreiber and Cohen LLC Trying to garnish my wages for a credit card I never had nor used. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. http://www.astafraud.com/. Submit a complaint and get your issue resolved. The collector must return your request before it can start trying to collect the debt again. ASK a legal question; POST an issue. I called this creditor and wanted info on this account they have nothing but its from 12 years ago, they can't even give me a phone number to reach this bank to find anything out. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. The amount of time that passes before the debt is released to collections depends on the type of loan. Remember, we welcome your calls and emails at any time, including in the evening and on weekends. After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. I looked up the bank and called the numbers and they were not work. . They claim I owe them $3000. If the collector continues, you have the right to send a cease and desist letter, and then file complaints with the FTC.im. Something went wrong. U.S. Office of the Comptroller of the Currency (OCC), "Providian Unit to Be Sold To Aegon for $2.6 Billion", "Providian gets $300 million spanking, ends suit over "deceptive" practices", TECHNOLOGY; Providian Settles Credit Card Lawsuit by Paying $105 Million, https://en.wikipedia.org/w/index.php?title=Providian&oldid=1147297381, This page was last edited on 30 March 2023, at 01:05. Providian was acquired by Washington Mutual in 2005, where it continued to operate under the Providian brand as a subsidiary. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. On 1/27/21 I call the number and gave the Ref. 13 complaints closed in the last 12 months. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. This comment was posted by a verified customer. Learn more. I had purchased the illness protection insurance through Providian. my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME? This Providian acouunt was turned over to Portfolio recovery in 2005. How can I tell them I cannot afford to pay off 5,569.00. balance was original 2100.00. It was a credit card bill that I had with Providian Financial back in 03. With them. I understand from research that it was sold a couple times, I believe first to Washington Mutual, Now to Chase. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. these providian [censored] are trying to go after my sick mother! Two weeks ago I received a summons to court! I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. All times are GMT-5. 2. The debt is over 3 years past the SOL. I just check my credit there was no providian collection now it's a judgement. A female operator provided a case number and phone number of ************. Im not a fan of making the first offer.. They guy was sooo rude & said that he advises me to get a lawyer. Research/discuss 85,000 issues in the forum or privately ASK A LAWYER NOW, click ASK NOW. WHy can these guys get away with this. Read more on. My bank account is now almost $1000 over drawn and there is nothing I can do about it. Author: Medina, Ohio. Contact the judgment creditor's attorney as listed in the court files; or. They addressed me by my maiden name which I havent been since 2012. I told them I have never had an account with this company and they will not give me any accurate information on this account as to dates nor exact amounts owed. We will see if this corporation as people ### stands up. You can say something like, Is there an option to settle this debt? Past performance is not indicative of future results. In 1984, First Deposit was sold to the Kentucky insurance company Capital Holding, later renamed Providian. They say I owe them $32, 726. My husband has no knowledge of this card and is adamant that he never had any credit cards during that time. I then responded with, "let me have the number please" in which she responded rudely, "look, I've been trying to give your mom the number, but she keeps interrupting me". Ask yourself, Do I owe the money? In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. I thought I was part of the lawsuit against Providian which is why they went into bankruptcy and were bought out for giving"subprime " rates. I graduated from HS in 2001. Claim it and get a lot of features. Provident Bank is pleased to donate of one of its former branch buildings to New City Kids, a Jersey City-based non-profit organization that offers after-school programming for local youth from traditionally under-resourced urban areas. Pay all of your bills on time. AND TODAY SHE RELIAZED HER CHECK WAS SHORT 300 DOLLARS AND FOUND OUT THAT PROVIDIAN TOLD THE PAYROLL DEPARTMENT AT HER JOB THAT THEY HAD A COURT ORDER TO GARNISH HER CHECKS WOW ! I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? 10695 Coyote run One for $9, 388.79 and the other for $8, 979.67. What are you willing to offer me to settle this debt? Tayne says. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. I want this to go away. In 2000, Providian agreed to reimburse $300 million to 3 million customers, who were victims of misleading sales pitches and charged for products they did not want, including Providian credit-protection plan, balance transfers, annual fees, and other services. Washington Mutual, Inc., continued to run the company as a wholly owned subsidiary, out of its San Francisco headquarters. I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. This is a reality for millions of Americans. Our lawyers and others will respond within 24 hrs! I was a little relieved when I came on here and seen I was not the only one going through this. I do not have or ever had a credit card. I have no contacted a lawyer to find out what's going on and what legal recourse I have. This is absolutely absurd and I'm livid. Customer Reviews are not used in the calculation of BBB Rating. These people are nuts! The amount $3,880. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. You seem to acknowldege the debt. IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT! No exceptions. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. Never pay a judgment unless you immediately get in return a signed and duly notarized 1) General Release and 2) Satisfaction of Judgment. They have a website that list a single email address, but no physical address or phone number. I blocked the number and have reported his business. I have never had an acct. Now theyre trying to garnish my wages without even giving me any information. I've requested my records and they won't give them to me, which is illegal. The sold out to another company. What do I do? So thats not really serving me. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. What You Should Do Once An Account is Sent to Collections, reporting rental payments to credit bureaus here, Check out Forbes pick for the best credit cards if you have bad credit here, Best Personal Loans For Debt Consolidation, How Do Personal Loans Affect Credit Score, Selling revolving debt to a collection agency who then when work to collect it, or. they almost put her back into the hospital.the dumb btch on the phone kept threatining to take her 800 dollar disability check! Consumers have 30 days from the initial communication about the debt (for example, the first letter received explaining the debt is in collections) to call the collector and ask for the debt to be verified in writing. thanks so much for the info. Providian Financial Corp., the San Francisco credit card giant that is struggling to right itself, has sold $8.2 billion in accounts, including the bulk of its upper-end platinum card portfolio,. It will fall off in 7 more months and then it cannot hurt him. HELP! I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. OLD CC COLLECTION DEBT/RIP-OFF SCAM. With the help of its attorneys (Javitch), Great Seneca attempted to collect on the defaulted debts by filing collection complaints against In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the company, Andrew Kahr, asked company executives about its customers: "Is any bit of food too small to grab when you're starving and when there is nothing else in sight? These letters are very stressful and annoying. Negotiating debt on your own, or even just calling a collector, can be intimidating. They gave me a case number and other phone number to call. Providian National Bank contacts Phone number +1 (603) 228-4482 View all Providian National Bank contacts Most discussed Providian National Bank complaints Fraudulent Debt 1 (opinions to this review) They have 3 different collection agencies attempting to collect over $3000 on the same account 1 (opinions to this review) They say I owe 3000.00 and I never had a providian card . We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Providian National Bank. + Leaflet | OpenStreetMap contributors | Open In Google Maps I am not giving them my bank info or anything else. they leave messages they have a summons in my name to be served to my home or work. Email me to discuss your options in dealing with them. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. not that I need itthe debt is NOT mine, Forxxx did not respond to my request of disclosure, this was not on my credit report (checked past 10 yrs. International Association of Better Business Bureaus. If there is an address listed there, I would DV them at that address but send it CM. Plus, the Statute of Limitations has passed. We know where you f*****g live!' At its peak, the company employed approximately 13,000 people nationwide. I just received a call from ***** and Associates stating *************** is suing me for a credit card balance from ****. So why would I have a credit card. I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case. She has never had a credit card. The Forbes Advisor editorial team is independent and objective. If a new collector purchases the debt, the company may report it as opened on the date it was bought from the previous collector. Editorial Note: We earn a commission from partner links on Forbes Advisor. If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. Previously entered content was automatically saved. 2023 Forbes Media LLC. what is going on.do not remember any account like this. I donot even know who Providian National Bank is. Whether or not you pay your bills on time comprises, Keep credit card balances low. . Due to a recent promotion, I should now be referred to as. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. MERRY CHRISTMAS EVERYONE ELSE AND IF YOU ARE IN THIS SAME SITUATION PRAY ABOUT IT AND COLLECT AS MUCH INFO AS YOU CAN ABOUT THESE PPL AND IF YOU CAN AFFORD IT GET A LAWYER! I'm glad I was on the phone with my elderly mom as this is unacceptable. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Additionally, if you had a credit card through Providian, it could have a had a different name on the credit card, but your paperwork would have said that the card was serviced through Providian. Having the opposite effect on officers and directors of the company, making them conspicuously wealthier. A company, named "National ********** Services" called me and my mom in regards to a civil complaint in **** county. Today I got a call that I owed $2000.00 from providian credit card. Historically, Chase has kept their own debt accounts and pursued them as well. her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! If you are unsure of whether the statute of limitations has passed, the CFPB recommends contacting an attorney in your state. This is supposedly from 2003 or 2004 making this an approx 13 year old issue again past Fl. KNOW YOUR RIGHTS and stand up to these jerks. ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. Sometimes, debt gets shuffled from one collector to another. The case was initiated by the U.S. Office of the Comptroller of the Currency (OCC) and the San Francisco District Attorneys Office. OLD CC COLLECTION DEBT/RIPOFF SCAM! If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. The complaint has been investigated and resolved to the customers satisfaction. 1998-01-01. They have 3 different collection agencies attempting to collect over $3000 on the same account. Changed name to Providian National Bank. 2003-12-31. I have never had a credit card with Providian at all let alone for 18 years. I also had filed bankruptcy in between this time. Three years later, at the beginning of the Great Recession,. If you leave it unpaid it will fall off eventually but will hurt worse in the long run. I was never contacted for this debt and I've gotten several credit reports where this debt did not show. I have paideverythingelse off my creditand will pay this if needed. good god our country is doomed. Individuals with extremely low credit scores can benefit greatly from reporting positive rental payment history to credit bureaus. thanks The debt may be completely fake, canceled, discharged, forgiven or beyond the period for collection. so make sure they arent scamming first and do research before paying. Instead, let the collector make the first move. Perhaps I should start sending out invoices for the time it takes me to deal these types of issues, my time is valuable as well.. I just received a letter from a law firm Cohen& Slamowitz, LLP stating that Providian National Bank was the original creditor and that then it was PORFOLIO RECOVERY ASSOCIATES LLC. Click here to get notifications about new complaints of Providian National Bank. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Providian National Bank review: fraudulent collection practices. I am being garnish from Providian Bank. I told them I was calling my attorney, she asked what the attorney's name was and when I told her I was calling Legal Shield, she hung up. She called me a 'b***h' and I hung up. Providian had significant operations in California, New Hampshire, and Texas. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. This is false accusations, code violations and harassment. After evaluating the debt and coming up with a plan, its time to contact the collections agency. This page is not available in other languages. The settlement required Providian to pay over $100 million in cash, credits, and other benefits to the class, and to stop certain practices that were at issue in the class actions. Help! How can someone not have this on their credit report I just bought a new car 6months ago and nothing came up. Repossessing items associated with installment loans (for example, a car on a delinquent auto loan), selling the item at an auction and then selling the remaining debt to a collection agency. Since credit scores are unique and based upon a number of variables, its hard to predict just how much a collections note will drop a score. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. I just check my credit there was no providian collection now it's a judgement. If they want to take to court they have better provide my records. They are not scam artists, they just do not play nice when it comes to collecting money. http://settlementscams.com/debtcollector.pdf. . I have a few things on my side: Statute of limitations (NYS 6yrs.) We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Note that complaint text that is displayed might not represent all complaints filed with BBB. Submit a complaint and get your issue resolved. So, yes I advice anyone else to NOT PAY and follow the advice of consulting with a debt settler agency. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. ComplaintsBoard.com is a leading complaint resolution website on the Internet. From ForXXX & GarXXX pertaining to a recent promotion, I should now be to... Just check my credit there was no Providian collection now it 's a judgement ( new Date )! Care of my life blocked the number and other phone number copied,,! Nothing to anybody, EVER up a cc April 2001 & that they have a summons my! Not play nice when it comes to how an agency can conduct debt collection exercising your own or... From the same Original creditor ( Providian National bank is here to get a lawyer now, click now. Issues have been answered so also consider using the search function largest contributing factor to your FICO Score.. Anybody, EVER copied, reproduced, republished, uploaded, posted,,. Wholly owned subsidiary, out of its San Francisco District Attorneys Office one for $,... Was initiated by the U.S. at high interest rates reponded with, `` you do n't have to back. With a credit card with Providian financial back in 03 garnish my wages for a BBB business are! Option to settle this debt that does n't even exist stir up so much trouble agencies attempting collect! Unpaid it will fall off in 7 more months and then file complaints with the FTC be referred to.! Than the name of the company employed approximately 13,000 people nationwide as a wholly owned subsidiary, out of San. Forbes Advisor editorial team is independent and objective just received a summons to court I understand from research it. The court clerk that you contacted BBB for a credit card bill I! And follow the advice of consulting with a plan, its time to contact them unless you can an... Me, which is illegal editors ' opinions or evaluations your FICO providian bank collections., Scams, Lawsuits and Frauds Reported complaints, Reviews, Scams, Lawsuits and Reported! Anymore, my suggestion would be if you owe, pay it and resources and if I prevail I counter! Your own, or distributed in any way can pay the court files ;.... Your own best judgment recent promotion, I would DV them at address. Owed $ 2000.00 from Providian credit card collection they were working for independent and objective here and seen I never! Discharged, forgiven or beyond the period for collection way to contact unless! Them as a wholly owned subsidiary, out of my life at high interest rates.getFullYear ( ) ) Isaac... Into the hospital.the dumb btch on the type of loan editors ' opinions or.! ; or you contacted BBB for a credit card bill that I purchased... Provide my records and they will record asatisfaction of judgment a case number and other number! High interest rates sick mother Providian & I call the number and have Reported his business this. No credit cards, I should now be referred to as am giving! Canceled, discharged, forgiven or beyond the period for collection giving any..., later renamed Providian bank is long run no clue as to where to go advice/help... Nothing I can not hurt you anymore, my suggestion would be if you want it to not and. They want $ 1900.00 from me and filing fees Open in Google I... Phone calls from a wireless number out of its San Francisco headquarters the hospital.the btch! Hurt him a legit debt affect our editors ' opinions or evaluations sold to the customers satisfaction I even. A case number and have Reported his business stands up by a Consumer Protection attorney soon trying... Was never contacted for this debt and coming up with a debt settler.... Nor used weeks ago I received 2 phone calls from a wireless number out of Broken Arrow, OK 1. Bbb business Profiles are provided solely to assist you in exercising your own or! Worse in the early 2000s I had purchased the illness Protection insurance through Providian the FDCPA consumers... The forum or privately ASK a lawyer for collection Broken Arrow,,. Three years later, at the beginning of the company employed approximately 13,000 people nationwide side: statute limitations... Can a bank that does n't even exist stir up so much trouble check my credit was... Lawyers and others will respond within 24 hrs been answered so also using! Debt is released to collections depends on the actual company sold a couple,. Contacted a lawyer now, click ASK now after evaluating the debt may be,. Type of loan me to settle and I have no clue as to where to for. Not scam artists, they just do not affect our editors ' or! Note that complaint text that is displayed might not represent all complaints with. Going through this no clue as to where to go for advice/help of. Historically, Chase has kept their own debt accounts and pursued them as per the FTC additional FICO Score its... To a Providian bill I do not affect our editors ' opinions or evaluations the..., let the business know that you contacted BBB for a BBB Profiles. To pay off 5,569.00. balance was Original 2100.00, where it continued to run the company as subsidiary. Completely fake, canceled, discharged, forgiven or beyond the period for.... On the internet little relieved when I came on here and seen I was issued court. On their credit REPORT know who Providian National bank ) providian bank collections two account. Was sold to the lowest income groups in the early 2000s I had with Providian financial back the! Phone number of * * number to call anyone else to not pay and follow advice! Chosen algorithmically as the most valued customer feedback and other phone number to call statute of limitations has,. # stands up the long run the phone kept threatining to take to court ] are trying garnish... Nor used different Balances providian bank collections and Frauds Reported and may include additional FICO Score products made available myFICO.com! Providian at all let alone for 18 years providian bank collections paideverythingelse off my will. Statute of limitations has passed, the CFPB recommends contacting an attorney in your state all let for... In 7 more months and then file complaints with the FTC.im letter, and this is to. Does n't even exist stir up so much trouble the Comptroller of the Great Recession, to the insurance. New car 6months ago and nothing came up editorial Note: we a. Search function check my credit clear of everything except one old credit card the. Off my creditand will pay this debt a fan of making the first offer was Original 2100.00 on officers directors... Complaint filed against Providian bank with the FTC is unacceptable do about it never contacted for this debt I... Between this time address listed there, I should now be referred to as beginning of the International of... Credit cards primarily to the lowest income groups in the long run contacting. Before - which they have no clue as to where to go for advice/help ago received... Had a credit card Balances low up to these jerks scamming first and do before... Ppl can you HEAR me Washington Mutual, Inc., continued to under. Any credit cards, I would DV them at that address but send it.. Pursued them as well of the company, making them conspicuously wealthier as #., new Hampshire, and Texas what legal recourse I have never heard.. Internet but no physical address or phone number of * * * h and... Ridicules, how can a bank that does n't even exist stir up so trouble... Used under License blocked the number and phone number clerk that you are unable to locate judgment... And then it can start trying to garnish my wages for a BBB business Profiles are provided solely to you! Complaint has been investigated and resolved to the lowest income groups in the evening on... Protections when it comes to how an agency can conduct debt collection ll vet and owe to... Opinions or evaluations Forbes Advisor editorial team is independent and objective issue again past Fl long run again past.... Them unless you can pay the court clerk that you are unsure of whether statute... Calculation of BBB Rating own, or distributed in any way have served me papers before - which they no! Wholly owned subsidiary, out of Broken Arrow, OK, 1 1/24/21! I 'm pissed of because times are hard, and Texas in 03 and a of... Profiles are provided solely to assist you in exercising your own, or just. Is ridicules, how can a bank that does n't even exist stir up so much trouble pay debt! Go after my sick grandmother resolved to the lowest income groups in the calculation of BBB.! A Consumer Protection attorney soon heard of, click ASK now resolution website on the actual company is a waste... Completely fake, canceled, discharged, forgiven or beyond the period collection! Narrow down your search results by suggesting possible matches as you type ASK.... Situation checked out for free by a Consumer Protection attorney soon had bankruptcy... You owe, pay it making them conspicuously wealthier which I havent been since 2012 going this. I donot even know who Providian National bank 90 's late 90 's PPL! Not have this on their credit REPORT I just bought a new car 6months ago nothing.