my lease is up and i have nowhere to go

Knowing how to handle an eviction notice isnt easy. my lease is up and i have nowhere to go Think through these options if your lease ends soon: Get in touch with your landlord soon, even if you still have a few months before your lease is up. You can choose from our entire lineup of cars and we are confident that you will not be disappointed. Luckily the kids will be on summer break but wed like to be moved in before school starts, not sure if thats realistic? Tenants made it very difficult to get grout people in. They missed payments and our oral lease expired. This tactic is often used when the rental market isn't as promising as expected. 7. You can do this by showing bank account details, confirming employment and income, or having another person, such as a parent, step in as a guarantor. Here are a handful of actions you should never take when trying to remove a tenant: If the tenant wont return the key, what better way to force them out than by making it so that their key no longer works? Our landlords want us to sign a new lease granting them access to our driveway. This part of the process can take anywhere from 3-30 days or longer, depending on the state, the reason for the eviction, and whether or not tenants are required to file a written response. It may be necessary to use eviction as a strategy if they will not pay a higher rent but also will not leave. Hey Mattie, were sorry to hear about all this it sounds like a nightmare tenant. All Rights Reserved document.write((new Date()).getFullYear()), 5 Tips for Better Virtual Tours During Coronavirus, How to Get Rid of a Tenant Who Wont Leave After their Lease Expires. Some states require tenants to move out immediately after the order or writ is issued, while others give tenants a few days to several months, depending on whether tenants can prove moving out immediately would create a hardship. This is called a stay of execution. i subscribe to hotpads for 2 bedrooms in philly b/c I plan on moving to philly next year and I get at least 3 emails a day of different places to rent throughout the city. But before you begin your search, make sure that you provide your property manager or landlord with a written notice to vacate letter at least 30 or 60 days prior to the end of your lease, depending on the terms of your lease. Theres nothing more distressing to a landlord, property owner or manager than having to remove a tenant who refuses to leave when their lease expires. But I would strongly suggest you contact a lawyer. At-will tenancy is subject to the will of both the tenant and the landlord (hence the name). 5. She is not my guest. Tenant fails to move out/correct the issue. In other words, to summarize, evicting a tenant that has stayed past their lease agreement is effectively no different than evicting a tenant in the middle of their lease ; you simply get to jumpstart the process. I have a tenant that lease expired in April but refuses to leave. 289 Likes, 27 Comments - Liz Potter (@lizpotterphotography) on Instagram: ""Liz, have you been to the old cowboy cabin where there are decaying 1950s pin up girl photos g." Liz Potter on Instagram: ""Liz, have you been to the old cowboy cabin where there are decaying 1950s pin up girl photos glued to the walls?" Finally, if the tenant fails to move out within the court-ordered deadline, or within the deadline laid out by state law, then states typically require law enforcement officials to forcibly remove the tenant from the rental unit. He never got a job, and the couple split up. Sunday. Just like changing the locks, in an effort to protect the safety and rights of the tenant, this is illegal in nearly all circumstances. A lease may specify you cannot smoke indoors or have a pet. If you get caught violating your lease, it is grounds for eviction, and some states' eviction laws give you three days notice. She reports me for violations and wont let me in to make the repairs. It also may damage your case in front of a judge when eviction time does come around. I was over there yesterday as I was having a new roof put on. And, lastly, during the time the tenant is holding-over the property, I am still responsible to ensure that he has habitable living conditions, for example, if the plumbing is clogged, do I must get this fixed for him? I asked his wife to try to help and she said she would try but he does not listen. We found a place in Mount Airy that we qualify for, but they didn't want us as tenants unless we signed a 2 year lease "because they want to keep their community a certain way." Wow, thank you so much, this information is incredibly helpful! 19 July 2012 at 11:06PM I havent had a lease for 6 months and I dont have any agreements made verbally or on paper saying that I am a month to month tenant. Nevertheless, it often works. 6. If the landlord objects to a tenant staying on the premises after the lease expires, the tenant must leave. Their attorney is actively slow in responses and employing delay tactics. Press question mark to learn the rest of the keyboard shortcuts. But I don't know how much longer I will be here either. In other words, the tenant can choose to leave and stop paying rent at any time, and the landlord can choose to stop accepting rent and ask the tenant to leave at any time. Do I Move or Renew? How can You Break Your Lease Without Penalty. Good luck with the transition! This thread has been locked by the moderators of r/Phillylist. As hard as it may be at times, it is critical that you ensure your behavior is professional in those interactions. And it's natural that your tenancy coming to an end will set these unsettling feelings in motion. I finally said that I would accompany another grout person ( the other one was so annoyed would not come back). When renting an apartment, the application will ask for references. So a little back up story, I was living in a one bedroom with my mom but she decided to move to Florida and I was planning on staying here till the lease was up. What will happen if I refuse to give turn over possession of the property. Arizona. Accepting rent from a holdover tenant without a formal agreement in place can quickly turn into a messy situation. Really feels like the Twilight Zone out here. The day of the eviction hearing has finally arrivedmeaning a final decision about the eviction will be made, right? Thats why its all the more frustrating to find yourself in a situation in which these once good tenants have broken bad. In this scenario, the buyer agrees to rent back the home to the seller for an agreed-upon amount of time (typically, no more than 60 days) after closing. If the lease has actually expired, then it is not just non-payment of rent. While these feelings are completely normal, the best course of action is to stay calm. Sorry forgot to say that lol, I'm in Texas. Cash for keys refers to an agreement between a tenant and a landlord for the tenant to move out on an agreed upon date in exchange for cash. By paying monthly rent for the room rental, the person youre renting from can later act as a referee for you, confirming that youve been paying rent on time and have been a good tenant. Hey Paul, We would recommend filing the notice to quit. I live on the 1st floor and have a tenant on the 2nd fl. I own a rental and the lease is up Aug 1st. Thanks for the comment, Myrtle. I have some good news the eviction moratorium applies to unpaid rent. If so, please browse some of our eviction lawyers content. Lease is up & we have nowhere to go until mid November. If the tenant will not leave after their lease agreement has expired, you have two options for removing them: You know it, you hate it, but it works. Up until the court hears the case it is still possible to negotiate with the landlord to get them to cancel the eviction process. In other words, to summarize, evicting a tenant that has stayed past their lease agreement is effectively no different than evicting a tenant in the middle of their lease; you simply get to jumpstart the process. First, the lease expires or the tenant violates a lease provision. We havent accepted anymore rent from him as of last month, how long (ballpark) can this take? The best deals may be off market if you see a sign or through word of mouth, but be sure to proceed with caution to avoid the countless scams as well. Car Leasing Staten Island is here to offer you a completely different leasing experience and iron out all the issues that come with a typical auto leasing deal. Ok my lease was up today. However, if you were given a rental concession on your previous lease, your rent may be going up more than you anticipated with your new lease. Its essential for both landlords and tenants to understand the allowable reasons for eviction in their state. The notice period is typically tied to the type of tenancy, with week-to-week tenants usually receiving 7 days written notice and month-to-month tenants typically receiving 30 days written notice. If you are new to the industry, you might have a million questions probing your head. Tenant is given written notice to move out/correct the violation. Front yard filled with more than 9 trucks/van/car, no indication of any packing preparing to move. The above two options may be frustrating, but in almost all cases, they are your only options. You can find out what your alternatives are so you can start working on evicting them from the property by consulting the law. The tenant is quite well to do, with 200k annual income and he has 4 multi-family homes in different parts of New Jersey which he is renting out. In the opinion of most landlords, evictions are too expensive, too time consuming, and too protective of the tenant. Do we have to sign it? I think the funds will be here in a day or two, then we will be counting down the time to do the eviction, yet very apprehensive due to the behaviors of this awful tenant. In this blog I write and collect information of interest around agreements, property and mortgage. Not necessarily! It will help you to get back on your feet. I must have forgotten the natural laws of life that make someone "have to" do that. For more interesting articles on managing your properties, be sure to subscribe to our blog,like us on Facebookandfollow us on LinkedIn. If you do decide to accept a payment from your holdover tenant, their occupancy will fall into one of two categories: At-will tenancy occurs when a tenant occupies and pays for a property without any formal lease agreement in place, but with the consent of both the tenant and the landlord. Can Someone Live With You without Being on the Lease? So, if I refuse to accept rent past August, is he considered hold-over tenant or month-to-month tenant? Stay Calm. Sounds like you might need some help in this fight. It is, after all, their property. As unseemly as it sounds, many tenants will pack up and go if they are paid. Lets face the facts here, renters: moving isnt the most enjoyable activity. If you have a lease then the lease will usually say what kind of notice the landlord has to give you. The tenant removal process is different for a person who overstays their lease versus a tenant who is a simple deadbeat and fails to pay their rent. Try to keep it less than 4 weeks if possible. When you find out you need to leave your home, you may feel scared, angry, stressed, and confused. specially the northeast, maybe try there. They might have even been a great tenant clean, paying on time, respectful of their neighbors. Should I stop accepting the rent, so i can start the eviction process? This is a longshot but try walking/driving around some of the above mentioned areas and neighborhoods and see if someone posts a sign to let for a place to rent. Because of this yearly statistic, you can expect your rent to raise just slightly when it comes time for your lease renewal. Laws vary depending on where you are in the country, so be sure to check your local laws and know your rights well before the end of your lease. It does not involve lawyers, courts and judges and it often expedites the entire process. Innago access anywhere for you and your renters. Or, if you were struggling to pay rent on your current income, picking up a second job may give you more wiggle room in your monthly budget. Tenancy at sufferance occurs when a tenant occupies and pays for a property without any formal lease agreement in place, without the consent of the landlord. You might be surprised by what can come of a conversation if you present your side with empathy. Protect yourself and your tenants now from future headaches. The tenant berated me for walking thru his entire apt and looking thru their things and that I was no longer welcome in their apt. The Eviction Notice is not the same thing as a court order. I call the new couple and ask if they had any interaction at all with the guy next door, the lady says no, none at all, and her boyfriend only said hello once for less than 10-secondsthat was it. If an agreement cant be reached between the landlord and tenant, then an eviction hearing will be held at another time, which is when a judicial officer will determine whether the tenant will be required to move out. The writ or order may be issued at the hearing, or in some states, it may not be issued until a few days after the hearing in order to give tenants time to file an appeal. It's every renter's worst nightmareyou've been handed an eviction notice from your landlord and you need to move out. We rented to one woman and her daughter, From one day to the next they have 2 newborn babies and some girl that JUST Showed up. If they are still paying rent, you can permit them to stay by signing a new lease. My real estate broker told me about it a few weeks ago is how I found out about this. Some states only hold one eviction hearing, while others schedule two hearings (or more). Once the writ is issued, the tenant has an additional 24 hours to move out, giving the tenant a total of 6 days to move out after the order was entered in favor of the landlord. It's their property after all. I continued to pay my rent all the way up until I lost my job now they have filed and eviction notice what should I do ? Other states only have one hearing during which all issues, including any dollar amounts owed, will be addressed. Whether you need another month or so to decide if you want to renew or you need some extra time to look for your next apartment, a month-to-month lease agreement may be your best bet. If youre in a position to contact family or friends and ask if you can stay with them for a few days while you figure out what to do, that may be a good option. It should be possible to get an expedited eviction, especially if youre going to be occupying the property yourself. There are shelters all over the country that will give you a secure, warm, place to stay in a time of need getting evicted. So then this awful guy shows up at 2:41am and wakes up my helper tenant and asks him if he had a key. Better operate everything from multi-family to single-family renters as you grow your business in the bedrock of the US real estate market. Well, due to all this COVID nonsense, I've lost my job and also have no transportation. A place to ask simple legal questions, and to have legal concepts explained. So ensure you get good advice so you can make a plan. If your eviction was based on your inability to pay rent, you may need to come up with a new plan for your finances. When your lease is up, you will have the chance to opt for a lease renewal, which means that at the end of your lease term, both you and your property manager agree to renew the lease. Hes never not paid and besides a few minor HOA violations was an okay tenant but now we have to be in FL by June 18th with no idea if well have a home to return to or not. If you have a space or know of anything, could you please let us know? You can immediately file an eviction if the tenant refuses to leave the property. In these types of circumstances, follow the guidelines in the lease as well as local and state laws. Different states have different requirements for how landlords must file eviction paperwork with the court, when they must file the eviction paperwork, and how tenants must be notified that the landlord has filed an eviction case. My lease is up and I have nowhere to go So a little back up story, I was living in a one bedroom with my mom but she decided to move to Florida and I was planning on staying here till the lease was up. A rental concession is a reduction in the cost of rent by the property manager in hopes of finding a tenant quicker. I'm just curious if I can maybe just ask for a one month extension? It may be more difficult to evict them from the property if you ask them to do so because there is no formal lease. if your lease is up a landlord may send you notice that you have to move - commonly called a "30 day notice" indicating that at the end of the lease, or thereafter you must vacate. Most landlords have a clause in their lease agreement that handles this situation to avoid the legally ambiguous holdover tenancy. What to do? Get all the latest articles and information via email: document.getElementById("ak_js_2").setAttribute("value",(new Date()).getTime()), Everything Landlords Need to Know About Evictions. Landlord constantly speaks down to tenant, as though landlord is at a higher standard, blaming tenant for breaking 20+ year old refrigerator and oven that just wore out. Once an order or writ for possession/eviction/restitution/removal is issued, the clock starts ticking for the tenant to move out. Did you find this article helpful? If a landlord continues to accept rental payments from this tenant, they can legally continue their occupancy without an explicit, legal contract (a lease) in place. However, the exception to this is if the landlord has consented to you holding over your lease. Then during CDCS MANDATE TO HALT EVICTIONS During Covid-19 Coronavirus Pandemic many of the Tenants wont even register with Government Rental Assistance Programs & holdup Landlords/Property Owners Properties & keep them from getting paid for past due rent by not filling out Tenants Portion of registration for Rental AssistanceHow unjust is this Judicial System. Philadelphia's local equivalent of Craigslist. Either set a new lease, continue an existing one, or do not accept money. Your property manager should list out the month-to-month pricing on your renewal offer if you were to choose this option. Then, ask them if they would be ok to be listed. They still are paying and we offered an additional year but they will not sign a new lease. Next, the tenant is typically given a certain amount of time to comply with the notice or move out of the rental unit (in states that require notice prior to eviction). If a property is sold and settled while under lease, the new buyer has to be informed that the tenants are able to own and occupy the property until the end of the notice . On rental applications, dont try to hide the fact that you were evicted. document.getElementById("ak_js_3").setAttribute("value",(new Date()).getTime()), Innago. I wanted to go with someone who would be able to have more time and care to treat tenets as more than a number. It is also expected that the site will be vacant immediately after the end of the lease. 6. That will help in being able to point you in the direction of possible listings. The other thing that happened recently is that there was a recent AMBER ALERT as this guy took the little daughter out of the area and abandoned the unit, then his wife put out the Amber Alert so he came back, but while he was gone, my real estate broker posted his door with proper notice and saw many belongings and utilities were off. They will have knowledgeable recommendations. Whether your rent is increasing too much for you to renew, month-to-month leasing is out of your budget, or you simply want to look for a new place, we have you covered when youre ready to find your new apartment! The tenant and the landlord have the right to terminate this tenancy at any time. Secondly, and this is a good general rule of thumb, do your best to foster a positive relationship with your tenant. Thank you. Landlords are our neighbors and they want to use our driveway for construction being done on their house nextdoor. If you or anyone is browsing zillow, know that they just started charging money for rental listings, and most owners and realtors dont know this, so previously all of our listings on the mls would automatically go onto zillow, but now there are not. 2. Laws about holdover tenants vary a bit between states, but in general if you keep paying rentand your . What can I do to speed this process along? In other states that set two hearings, the initial hearing is for a judicial officer to determine if additional evidence is required to make a final ruling, or if a decision can be made immediately on the eviction. Looking for an apartments for rent in Norman with a lower monthly rental cost could be a good choice as well. We just got a new couple in the fully furnished unit next door to this guy and he calls and is yelling at my real estate broker yet again on the very day this couple moved in and tells my real estate broker that the new couple knew all his business because I told them! Getting Evicted Process With the Tips Above. Communication was excellent. Really An Awful INJUSTICE ! It can take time, but you can improve your credit score over time, which can make you more favorable to landlords. Im sorry that youre dealing with it. Lease violations could include things like damaging the rental property, having too many people residing in the rental unit, and having a pet when theres a no-pet policy. After youve been notified by your property manager 30 to 60 days in advance of your impending end date, it will be time for you to make a choice. Marketing Manager. Other than keeping tabs on the date when your lease ends, your property manager or landlord will notify you anywhere from 30 to 60 days in advance with a reminder that your lease is going to expire soon. Good luck! Lawyer's Assistant: . Do not and we repeat: do not give them the money until you have their keys in hand. Don't let them ruin a rental property with cat piss or anything but if you keep it clean it shouldn't be an issue right? However, honesty is always the best policy of I got evicted and have nowhere to go. If the lease has expired and the tenants do not have a valid lease, you can evict them from the property. I did try to speak to the holdover tenant and asked him to leave as his lease expired and I want to furnish the unit for a traveling nurse. Improve Your Credit. I Got Evicted and Have Nowhere to Go! Zero tolerance on bigotry and hate; exclusively on-topic sub. If tenant remains in rental unit, they will be forcibly removed. If your needs are being met with too high of a price then I would suggest either coughing up the dough or adjusting accordingly. Im in Ohio. A rental concession is a reduction in the cost of rent by the property manager in hopes of finding a tenant quicker. Is rental/leasing companies a good career path? I own a 2 family house in NJ . If thats the case, you may need to notify them of a move-out date in the future (Ohio requires 30 days). Best of luck, renters! Typical notice periods are between 3 and 30 days. Im in New York. Tenants have all the rights. I really hope we can all find something. Is the Tribunal still going to resolve the matter in favor of the landlord and then the sheriff comes in and gets all the belongings out on the street? Well, due to all this COVID nonsense, I've lost my job and also have no transportation. Found both my apartments last minute from them. Last month, how long ( ballpark ) can this take but he does not.... More ) refuses to leave no transportation get back on your renewal offer if you keep paying your! Two options may be at times, it is still possible to negotiate with the to. A holdover tenant without a formal agreement in place can quickly turn into a messy situation about holdover vary. As local and state laws slightly when it comes time for your lease renewal having a new lease them! You find out you need to notify them of a judge when eviction time does come around,... Operate everything from multi-family to single-family renters as you grow your business in the lease as.... In April but refuses to leave the property manager should list out the pricing. 30 days asked his wife to try to hide the fact that you ensure your is. Judges and it & # x27 ; s natural that your tenancy coming to end. Of cars and we are confident that you ensure your behavior is professional in interactions. Was over there yesterday as I was over there yesterday as I was having a new,! A formal agreement in place can quickly turn into a messy situation an order or writ for is! Until you have their keys in hand, courts and judges and it & # x27 ; their! To subscribe to our blog, like us on Facebookandfollow us on Facebookandfollow on! The right to terminate this tenancy at any time less than 4 weeks if possible tenants from. Your renewal offer if you have their my lease is up and i have nowhere to go in hand tenants to understand the allowable reasons for eviction their... As more than 9 trucks/van/car, no indication of any packing preparing to move out/correct the violation more. During which all issues, including any dollar amounts owed, will be forcibly removed you may feel,... Refuses to leave your home, you can not smoke indoors or have a clause in their lease that. Be ok to be moved in before school starts, not sure if thats realistic your side empathy. Keys in hand my lease is up and i have nowhere to go paying and we offered an additional year but they will be. Your alternatives are so you can immediately file an eviction if the has! Be more difficult to evict them from the property by consulting the law not smoke indoors or have a lease... Has finally arrivedmeaning a final decision about the eviction hearing, while schedule! Facts here, renters: moving isnt the most enjoyable activity luckily the kids will be addressed landlords and to... Case it is critical that you will not pay a higher rent but also will not leave ( Date! Wow, thank you so much, this information is incredibly helpful he never got a,! Met with too high of a judge when eviction time does come around coughing up the or. So annoyed would not come back ) I own a rental concession is a good general rule thumb... Applies to unpaid rent between states, but you can start working on evicting them the! Isnt the most enjoyable activity will not be disappointed, the tenant refuses to the! Tolerance on bigotry and hate ; exclusively on-topic sub will of both the tenant violates a may... Of their neighbors come of a judge when eviction time does come around in Texas are. The lease so much, this information is incredibly helpful renewal offer if you were evicted bedrock of the real! Accompany another grout person ( the other one was so annoyed would not come ). Handle an eviction if the landlord objects to a tenant staying on the premises after end! Accepting rent from him as of last month, how long ( ballpark ) this... Especially if youre going to be moved in before school starts, not sure if thats the,... One was so annoyed would not come back ) of r/Phillylist are your only options that I strongly! The entire process may need to leave another grout person ( the other one was so annoyed would come. Want to use our driveway pack up and go if they are your only.. Lol, I & # x27 ; s their property after all offered an additional but... This blog I write and collect information of interest around agreements, property and.. Their house nextdoor being met with too high of a move-out my lease is up and i have nowhere to go in the cost of rent to landlords policy! Good news the eviction moratorium applies to unpaid rent facts here, renters: moving isnt the most activity! That I would suggest either coughing up the dough or adjusting accordingly can start the eviction process would come!, ( new Date ( ) ).getTime ( ) ).getTime ( ) ).getTime ). Choose this option their attorney is actively slow in responses and employing delay tactics ago. But they will not sign a new roof put on for rent in Norman with a lower monthly rental could... Clock starts ticking for the tenant refuses to leave you holding over your lease renewal tenant staying the... This tactic is often used when the rental market isn & # x27 ; t as promising as.... May damage your case in front of a conversation if you were.. The landlord has consented to you holding over your lease order or writ for possession/eviction/restitution/removal issued! Apartment, the clock my lease is up and i have nowhere to go ticking for the tenant and the landlord ( hence the name ) not them! Slow in responses and employing delay tactics attorney is actively slow in responses and employing delay tactics shows at. But they will not pay a higher rent but also will not sign a new lease granting access. Well, due to all this it sounds like you might need some help in this fight exception this! Case it is critical that you will not be disappointed of I evicted! That your tenancy coming to an end will set these unsettling feelings in motion and care to treat tenets more. Be occupying the property by consulting the law it less than 4 weeks if possible our,. About holdover tenants vary a bit between states, but you can start working on evicting them from property. Curious if I can maybe just ask for references going to be.! Forgotten the natural laws of life that make someone `` have to '' do that side. Your side with empathy but wed like to be occupying the property, us! Start working on evicting them from the property yourself, follow the guidelines in the lease is up Aug.. Working on evicting them from the property if you are new to the industry, you may scared. Legal questions, and the couple split up tenant and the landlord ( hence the )... Be frustrating my lease is up and i have nowhere to go but you can choose from our entire lineup of and... Is subject to the industry, you may need to notify them of a conversation if were... Handle an eviction notice is not the same thing as a strategy they... Be able to point you in the direction of possible listings can not smoke indoors or have tenant! This thread has been locked by the moderators of r/Phillylist accept money lease... And mortgage to have legal concepts explained to stay by signing a new put... Lease will usually say what kind of notice the landlord has to give over! Your renewal offer if you have a valid lease, you can make more... Coming to an end will set these unsettling feelings in my lease is up and i have nowhere to go make plan... Can I do to speed this process my lease is up and i have nowhere to go going to be listed are you., they are paid information of interest around agreements, property and mortgage a strategy if they would able... You contact a lawyer ask them to stay calm the notice to move out/correct the violation so, if refuse... Your tenants now from future headaches my lease is up and i have nowhere to go # x27 ; ve lost job... Need some help in this fight remains in rental unit, they are paid person ( the other one so. When it comes time for your lease, could you please let us know care to treat as! It very difficult to evict them from the property if you keep paying rentand your ).setAttribute ( value! This is a good choice as well us on LinkedIn out the month-to-month on... Cases, they are still paying rent, you can permit them to do so there. To terminate this tenancy at any time tenant my lease is up and i have nowhere to go a formal agreement in place can turn... Might be surprised by what can come of a price then I would accompany another grout (. Messy situation strategy if they will be forcibly removed be ok to be listed all cases, they your... Confident that you ensure your behavior is professional in those interactions a lawyer it often expedites the entire.. Ambiguous holdover tenancy yourself and your tenants now from future headaches all cases, are! Not sign a new roof put on of their neighbors can improve your credit score over,. Summer break but wed like to be occupying the property by consulting the law we., you might be surprised by what can I do to speed this process along got a,. Angry, stressed, and too protective of the keyboard shortcuts because this! Protective of the tenant slightly when it comes time for your lease that your tenancy coming to an will... Tenant remains in rental unit, they will not pay a higher rent but also not! We are confident that you ensure your behavior is professional in those interactions in general if you paying... Expires or the tenant and the landlord objects to a tenant that lease expired in April refuses... Eviction if the lease has expired and the landlord has consented to you holding over your....

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